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Independent comparison · May 2026

We tested 3 AI platforms.
One stands out.

Fees, features and 90 days of live test data across all three. Our editorial verdict is below — not financial advice.

3 FCA-regulated platforms 90-day live test 8 real testers Updated May 2026
#1 — our top pick 2026
QuantEdge
AI robo-advisor · FCA regulated
8.9 / 10 ★★★★★
$10,522
Avg day-30 result
£250
Min. deposit
0.45%
Annual fee
0
Manual actions

Past performance is not indicative of future results. Capital at risk. Based on 90-day live test, 8 testers.

Get started with QuantEdge → Want more detail? Read our 90-day test →
🥇 Top rated
QuantEdge
8.9 / 10
Best for: Hands-off automation
See full review ↓ Get started →
🥈 Runner-up
AutoVest
8.1 / 10
Best for: Copy trading
See full review ↓ Get started →
🥉 Solid choice
RoboAlpha
7.4 / 10
Best for: Lower budgets
See full review ↓ Get started →
We earn a referral fee if you open an account via our links. This does not influence our scores, rankings, or editorial conclusions. All three platforms are FCA-regulated. This comparison is our independent opinion — not financial advice. Capital at risk.
Editorial scores at a glance
Category
QuantEdge
AutoVest
RoboAlpha
Algorithm quality
9.3
8.0
7.0
Transparency
9.0
8.2
6.5
Fees
8.8
7.8
8.2
Ease of use
9.2
8.4
8.0
Regulation
10
10
10
Customer support
8.0
7.6
7.2
Overall score
8.9
8.1
7.4
🥇 Top rated — VerifyTrade 2026
QuantEdge
Robo-advisor · AI portfolio management
FCA Regulated Ref. 847291 From £250 ISA available
8.9
out of 10
★★★★★
Our 90-day live editorial test · 8 testers · £250 each
$7,920+
Editorial account · Day 30
$10,522
Group avg · Day 30
$23,144
Group avg · Day 90
0
Manual actions
Past performance is not indicative of future results. Capital at risk. Test results reflect specific market conditions — individual results will vary.
How the algorithm works

QuantEdge uses a rules-based rebalancing algorithm that adjusts portfolio positions based on predefined risk bands. During our 90-day test, the algorithm rebalanced on 7 occasions — each decision was logged and visible in the dashboard. No human discretion involved.

Fees
Annual management fee0.45%
Minimum deposit£250
Withdrawal feeNone
ISA wrapperIncluded
Platform fee (additional)£0
Pros and cons
Genuinely hands-off — our 90-day test required zero manual actions
Algorithm decisions visible in the dashboard — fully transparent
Lowest minimum deposit of the three at £250
ISA wrapper included at no extra cost
FCA regulated with strong compliance track record
No manual trading — fully automatic only
No cryptocurrency — stocks and ETFs only
🥈 Runner-up
AutoVest
Copy trading · Social investing platform
FCA Regulated From £500 Copy top traders
8.1
out of 10
★★★★☆
How the automation works

AutoVest uses a copy trading model — you select from a pool of verified top traders and your account mirrors their positions automatically. Unlike a robo-advisor, the underlying strategy is human-driven. More dynamic but also more variable.

Fees
Spread markup0.8–1.2%
Minimum deposit£500
Withdrawal fee£5 per withdrawal
ISA wrapperNot available
Inactivity fee£10/month after 12mo
Pros and cons
Human strategy with automated execution — best of both
Wide asset range including forex and commodities
Strong social features — see trader stats and history
Mobile app rated 4.6 on App Store
Higher minimum deposit (£500) vs QuantEdge (£250)
Results depend on the traders you copy — variance is higher
Withdrawal fee and inactivity fee add up over time
No ISA wrapper — not tax-efficient for UK investors
🥉 Solid choice
RoboAlpha
Robo-advisor · ETF-focused automation
FCA Regulated From £100 ETF focus
7.4
out of 10
★★★★☆
How the automation works

RoboAlpha manages a simple ETF portfolio based on a risk questionnaire completed at signup. Rebalancing is quarterly. The algorithm is less sophisticated than QuantEdge but the platform is more accessible for very small starting amounts from £100.

Fees
Annual management fee0.75%
Minimum deposit£100
Withdrawal feeNone
ISA wrapper£3/month
ETF fund charges0.10–0.22%
Pros and cons
Lowest minimum deposit — accessible from £100
Very simple setup — risk questionnaire takes 3 minutes
Good for pure passive ETF investing
FCA regulated with clean complaint history
Higher annual fee (0.75%) than QuantEdge (0.45%)
Quarterly rebalancing only — less responsive algorithm
Limited to ETFs — no individual stocks
Algorithm transparency is poor — decisions not explained
Feature comparison
Feature
QuantEdge
AutoVest
RoboAlpha
Minimum deposit
£250
£500
£100
Annual fee
0.45%
Spread-based
0.75%
ISA wrapper
£3/mo
Stocks
ETFs
Forex
Algorithm visible
Partial
Mobile app
Withdrawal fee
None
£5
None
Live test data
✓ 90 days
FCA regulated
Editorial verdict · VerifyTrade · May 2026
Our independent conclusion after 90 days of live testing

We tested all three platforms over 90 days with live accounts. QuantEdge leads on algorithm quality, transparency and ease of use — and it is the only platform where we have verified live performance data across 8 independent testers. Its 0.45% annual fee is the most competitive of the three, and the free ISA wrapper adds meaningful value for UK investors. It is an automated platform that delivers on its core promise of genuinely hands-off investing.

AutoVest scores well on asset range and social features, but its copy-trading model introduces a dependency on the traders you follow — variance is higher and results are less predictable than a rules-based algorithm. The withdrawal fee and lack of ISA wrapper are meaningful disadvantages for UK long-term investors. It suits someone who wants human strategy with automated execution and is comfortable with more active management.

RoboAlpha is the most accessible entry point at £100 minimum, but its quarterly rebalancing, opaque algorithm, and higher 0.75% fee mean it trails the other two on most criteria. It is a reasonable choice for someone starting very small who prioritises simplicity above performance.

🥇 Top pick
QuantEdge
Best algorithm, lowest fee, full transparency, live test data
🥈 Runner-up
AutoVest
Best for copy trading and wide asset range
🥉 Budget pick
RoboAlpha
Best for very small starting amounts under £250
QuantEdge 8.9/10 · #1
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